10 Zero-Investment Business Ideas That Can Make You ₹1 Lakh/Month

Introduction

In 2025, starting a business no longer needs a big bank balance—just creativity, consistency, and a smartphone. Whether you’re a student, a homemaker, or someone dreaming of financial independence, here are 10 zero-investment business ideas you can start right from your phone or laptop—and potentially earn ₹1 lakh/month.

💡 1. Freelancing (Design, Writing, Editing)

Platforms like Fiverr, Upwork, and Freelancer allow you to sell services like:

• Graphic design
• Content writing
• Video editing
• Resume/CV building

🧠 Pro Tip: Start by offering your services at a lower cost to build ratings, then scale your price.

📱 2. Instagram Page Monetization

Start a niche page in:

• Memes
• Travel
• Quotes
• Motivation

Monetize by:

• Selling shoutouts
• Affiliate marketing
• Brand promotions

🎥 3. YouTube Shorts or Reels

With YouTube Shorts Fund and Instagram bonuses, many creators earn passive income by uploading viral 15–30 second videos.

Ideas:

• Daily motivation
• Funny skits
• “How-to” tips

🧵 4. Affiliate Marketing

Join affiliate programs like:

• Amazon Associates
• Flipkart Affiliate
• Digistore24
• Cuelinks (for Indian traffic)

Create free landing pages using Linktree or Canva and promote them via WhatsApp, Telegram, or Facebook groups.

🛍️ 5. Dropservicing

Sell services like:

• Logo design
• Website development
• SEO

Instead of doing the work yourself, outsource it to freelancers and keep the profit margin.

📝 6. Online Course Creation (No Camera Needed)

Create a course using Canva presentations + voiceover (or just text slides). Sell on:

• Udemy
• Gumroad
• Your own WhatsApp group

📚 7. E-Book Publishing on Amazon KDP

Write an eBook in your niche (fiction, cooking, motivation, self-help) and publish it on Amazon Kindle Direct Publishing (KDP). You get paid every time someone buys or reads your book.

💬 8. WhatsApp Community Marketing

Create niche WhatsApp groups:

• Job alerts
• Government exam updates
• Offers & discounts

Monetize via:

• Affiliate links
• Paid promotions
• Premium group access

🎨 9. Canva Templates & Digital Products

Create and sell:

• Resume templates
• Social media post templates
• Printable planners

You can list them on:

• Gumroad
• Etsy (no product shipping!)
• Your Instagram page

👨‍🏫 10. Online Tutoring / Coaching

If you're good at a subject, start free classes on YouTube or Telegram and then offer:

• 1-on-1 coaching
• Notes
• Paid batches