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10 Zero-Investment Business Ideas That Can Make You ₹1 Lakh/Month

10 Zero-Investment Business Ideas That Can Make You ₹1 Lakh/Month

Introduction

In 2025, starting a business no longer needs a big bank balance—just creativity, consistency, and a smartphone. Whether you’re a student, a homemaker, or someone dreaming of financial independence, here are 10 zero-investment business ideas you can start right from your phone or laptop—and potentially earn ₹1 lakh/month.

💡 1. Freelancing (Design, Writing, Editing)

Platforms like Fiverr, Upwork, and Freelancer allow you to sell services like:

  • Graphic design
  • Content writing
  • Video editing
  • Resume/CV building

🧠 Pro Tip: Start by offering your services at a lower cost to build ratings, then scale your price.

📱 2. Instagram Page Monetization

Start a niche page in:

  • Memes
  • Travel
  • Quotes
  • Motivation

Monetize by:

  • Selling shoutouts
  • Affiliate marketing
  • Brand promotions

🎥 3. YouTube Shorts or Reels

With YouTube Shorts Fund and Instagram bonuses, many creators earn passive income by uploading viral 15–30 second videos.

Ideas:

  • Daily motivation
  • Funny skits
  • “How-to” tips

🧵 4. Affiliate Marketing

Join affiliate programs like:

  • Amazon Associates
  • Flipkart Affiliate
  • Digistore24
  • Cuelinks (for Indian traffic)

Create free landing pages using Linktree or Canva and promote them via WhatsApp, Telegram, or Facebook groups.

🛍️ 5. Dropservicing

Sell services like:

  • Logo design
  • Website development
  • SEO

Instead of doing the work yourself, outsource it to freelancers and keep the profit margin.

📝 6. Online Course Creation (No Camera Needed)

Create a course using Canva presentations + voiceover (or just text slides). Sell on:

  • Udemy
  • Gumroad
  • Your own WhatsApp group

📚 7. E-Book Publishing on Amazon KDP

Write an eBook in your niche (fiction, cooking, motivation, self-help) and publish it on Amazon Kindle Direct Publishing (KDP). You get paid every time someone buys or reads your book.

💬 8. WhatsApp Community Marketing

Create niche WhatsApp groups:

  • Job alerts
  • Government exam updates
  • Offers & discounts

Monetize via:

  • Affiliate links
  • Paid promotions
  • Premium group access

🎨 9. Canva Templates & Digital Products

Create and sell:

  • Resume templates
  • Social media post templates
  • Printable planners

You can list them on:

  • Gumroad
  • Etsy (no product shipping!)
  • Your Instagram page

👨‍🏫 10. Online Tutoring / Coaching

If you're good at a subject, start free classes on YouTube or Telegram and then offer:

  • 1-on-1 coaching
  • Notes
  • Paid batches